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Ability to analyze transaction data, investigate incidents and prepare operational reports.
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Proficiency in Microsoft Office, particularly Excel, Word and PowerPoint.
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Strong communication, coordination, analytical and problem-solving skills.
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Ability to work independently and cooperate effectively with IT, Operations, Compliance, branches, processing centers and vendors.
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Bachelor's degree in Banking, Finance, Economics, Information Technology or another relevant field.
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UZCARD and HUMO processing rules, operational procedures and transaction flows.
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Issuance, activation, servicing, blocking, replacement and closure of local payment cards.
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POS-terminal and ATM operating processes, including installation, configuration, monitoring and incident handling.
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Card transaction life cycle, reconciliation, chargeback/dispute handling and operational risk controls.
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Basic understanding of card security, fraud prevention and protection of cardholder data.
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Languages: Uzbek, Russian and English -
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Manage day-to-day operations related to UZCARD and HUMO cards.
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Coordinate with UZCARD, HUMO, processing centers, vendors and the Bank's internal departments on operational and technical matters.
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Support the issuance, activation, servicing, blocking, replacement and closure of local payment cards.
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Monitor the operation of POS terminals and ATMs and coordinate troubleshooting, maintenance and restoration of service.
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Review failed, disputed or suspicious transactions and ensure that issues are resolved within the established deadlines.
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Participate in reconciliation and settlement processes and investigate identified discrepancies.
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Prepare operational reports, official correspondence, internal requests and documentation related to local card products and infrastructure.
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Participate in testing, implementation and improvement of card products, processing functionality, POS-terminal and ATM services.
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Ensure compliance with the Bank's internal procedures, payment-system rules and applicable requirements of the Central Bank of Uzbekistan.
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Provide professional support and guidance to branches and other Bank units on local card operations.